WE OFFER SOME OF THE LOWEST RATES
FOR GOVERNMENT LOANS – FHA, VA & USDA
Call Us for a Free Quote!
866-724-8858
NEED A MORTGAGE? SEE IF YOU QUALIFY IN 3 EASY STEPS!
Reasons to Call Us
866-724-8858
- Low Rates, No Closing Costs
- Fast Approval Decisions
- Close Fast and On Your Schedule
- FREE No Obligation Consultation
If you need an FHA, VA, or USDA loan, choose Secure Choice Home Loans for fast approvals, quality service, and competitive rates and fees.
Government Loans – FHA, VA and USDA programs
FHA loans
FHA loans are an attractive option, especially for first-time homeowners:
Generally easier to qualify for than conventional loans
Lower down payment requirements
Cannot exceed statutory loan limits
VA Loan
Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is
generally easier to qualify for a VA loan than conventional loans.
USDA Loans
The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership. The Rural Housing Service (RHS) helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence.
RHS Loans are an attractive option because:
Minimal closing cost
Low or no down payment
State and Local Housing Programs
If you have a low-to-moderate income and wish to purchase your first home, contact us to learn about potential state, county, and local government financing programs.
These programs Typically Offer:
- Lower up-front fees and interest rates
- More relaxed qualifying guidelines
- Fixed-rate options
Call Now To Pre-Qualify For Today’s Rates
866-724-8858
Specialty loan programs
We make sure your loan program is tailored to meet your special situation or need. Secure Choice Home Loans has the loan programs and knowledge to help you choose the best loan options available for you.
Stated Income
No Closing Cost Refinancing
Remodeling Loans
Cash Out
Interest Only
2nd Mortgage
Bad Credit OK
Fixed Rate Loans:
The shorter your fixed loan period is, the more attractive your interest rate will be.
- Your rate doesn’t go up even if general interest rates rise
- Your payment will stay the same for up to 30 years
For adjustable rate loans:
When is it a good idea to choose an adjustable rate loan?
- General interest rates are going down
- You don’t intend to keep your home for more than 7 years
Hear What Our Customers And Underwriters
Have To Say About Secure Choice Home Loans
Secure Choice Home Loans cut my monthly payments by $1,600 by consolidating my credit card debts and one car payment. [This] raised my FICO score by 70 points and now I qualify for lower rates.
Mila D..
Homeowners - North Hollywood, California
We refinanced our home loan with Secure Choice Home Loans and saved nearly $300,000 in interest payments over the life of the new loan. We’re also on track to pay off the house 13 years sooner.
Dennis & Nancy S.
Homeowners - La Canada, California
My construction loan with Secure Choice Home Loans covered my building and land acquisition costs and saved me over $15,000. After my home was built, the loan transitioned into a 30-year fixed rate loan at no additional cost.
Anthony T.
Homeowner – Glendale, California
I have worked with hundreds of mortgage professionals in my career. When it comes to my personal choice, Ron at Secure Choice Home Loans is the professional I trust the most with my loans.
Raul B.
Mortgage Underwriter - Chino, California
Latest News
Business Info & Hours
Call Us: (866) 724-8858
Visit Us: 236 N Chester Ave. Pasadena, CA 91106
- Monday-Friday: 9am to 5pm
- Saturday: 10am to 2pm
- Sunday: Closed
NMLS ID #326713 | NMLS Consumer Access
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